218.751.0821
Northway Insurance, Bemidji
History
Personal Insurance Coverage | Business Insurance Solutions
Personal Insurance Coverage
As an independent agency we are able to provide comprehensive insurance coverage for both individuals and families, at competitive prices. We can put together a package that fits your needs.

AUTO INSURANCE
   - Auto insurance is required by law, and provides property, liability and medical coverage in the event of an accident or theft. As an independent agency we can compare a number of insurance companies and offer you the best rates and coverage. Discounts are available with some companies when you pair your auto insurance with your homeowners. There are other discounts that might apply too such as Defensive Driver a 10% discount.

MOTORCYCLE AND RECREATIONAL
   - Most states require a minimum amount of liability coverage on your motorcycle with other types of coverage optional. Other recreational vehicles that you should consider to insure are; ATVs, RVs and Motorhomes, Snowmobiles, Watercraft, etc.
HOMEOWNERS INSURANCE
   - Your homeowner's insurance policy protects your home, possessions, and occupants in the even of a fire, theft, weather damage and liability claims. Also, your mortgage lender requires that you have insurance.
VALUABLE ARTICLES
   - Personal items of high value should be listed separately on your homeowner's policy. These might include items such as jewelry, musical instruments, family heirlooms, and golf items.
LIABILITY UMBRELLAS
   - An umbrella policy provides you with additional coverage above the limits of your existing insurance. It can protect you from major liability claims and from claims that might be excluded by other policies.
HOME-BASED BUSINESSES
   - If you run a business from your home, you may need additional insurance above what is covered by your homeowner's policy.
HEALTH INSURANCE
   - Individual or family health insurance is something we can help your with. We are a designated agency for Blue Cross Blue Shield of Minnesota.
   - We are also here to help you with the transition into/with Medicare; Medicare Supplements and Part D.
DISABILITY
   - When you can't work a disability policy will be there to provide you with the protection that you need. We can help you find an affordable plan that will work for you.
LIFE INSURANCE
   - We offer a variety of life products; term, universal and whole life, along with Long Term Care and Annuities.

We are here to make your life easier when it comes to choosing the right insurance for your needs. Whether it is for that new home, your auto or your future, as an independent agency, we can find the right fit for you and your insurance needs.
Business Insurance Solutions
As an independent agency we can help you with your business insurance needs. Whether your business is large or small, we have the products you're looking for. As a business ourselves, we understand the special protection businesses need. Each business and industry is unique and their insurances needs are varied. Give us a call to set up an appointment to go over what coverage you are looking for.
BUSINESS PROPERTY AND LIABILITY BOP
   - Often packaged together providing protection for physical assets of a business (office space, equipment, records, and more) and protection from claims that business caused injury or property damage to someone else.
COMMERICAL AUTO
   - Company vehicles used for business, need specific business coverage. Personal auto insurance often does not provide enough coverage.
UNBRELLA INSURANCE
   - Umbrella insurance offers extended coverage for that unexpected event, protecting you against circumstances like a huge personal injury settlement.
SPECIAL PROGRAMS
   - We offer specialized insurance coverage for specific industries.
WORKER'S COMPENSATION
   - If you have one or more employees, you need Worker's Compensation insurance. Worker's Comp provides benefits to employees that pay for costs of a work-related illness or injury.
EMPLOYEE BENEFITS
   - Offering benefit packages that include disability, health insurance, life policy, and a retirement plan are important to businesses in attracting and retaining quality employees. We can help you put together that package.
GROUP HEALTH INSURANCE
   - We are a designated agency for Blue Cross Blue Shield of Minnesota and are able to offer businesses a comprehensive health plan that fits your needs.

Whatever your business insurance needs are, we are here to help you find the right product(s) that best fit you and your employees.
307 3rd St. NW
Bemidji, MN 56601
218-751-0821
Northway@paulbunyan.net
Providing your insurance needs for:
• Auto
• Home
• Life
• Health
• Business
• Motor Home
• Motorcycle