PERSONAL INSURANCE COVERAGE
As an independent agency, we are able to provide comprehensive insurance
coverage for both individuals and families at competitive prices. We can
create a package just for you and your family that suits your exact needs.
Auto insurance is required by law, and provides property, liability and
medical coverage in the event of an accident or theft. As an independent
agency we can compare a number of insurance companies and offer you the
best rates and coverage. Discounts are available with some companies when
you pair your auto insurance with your homeowners. There are other discounts
that might apply too such as Defensive Driver – a 10% discount.
MOTORCYCLE AND RECREATIONAL
Most states require a minimum amount of liability coverage on your motorcycle
with other types of coverage optional. Other recreational vehicles for
which insurance is highly recommended include the following; ATVs, RVs,
Motorhomes, Snowmobiles and Watercraft
Your homeowner's insurance policy protects your home, possessions, and
occupants in the even of a fire, theft, weather damage and liability claims.
Your mortgage lender usually requires that you have insurance.
Personal items of high value should be listed separately on your homeowner's
policy. These might include items such as jewelry, musical instruments,
family heirlooms, electronics and golf items.
An umbrella policy provides you with additional coverage above the limits
of your existing insurance. It can protect you from major liability claims
and from claims that might be excluded by other policies.
If you run a business from your home, you may need additional insurance
above what is covered by your homeowner's policy.
We offer our customers a great education in individual or family health
insurance. We are a designated agency for Blue Cross Blue Shield of Minnesota.
We are also here to help with the transition into/with Medicare, Medicare
Supplements and Part D.
When a person can't work, a disability policy will be there to provide
much-needed protection. We can help find an affordable plan that will work
for any lifestyle.
We offer a variety of life products: term, universal and whole life, along
with Long-term Care and Annuities. We are here to make your life easier
when it comes to choosing the right insurance for your needs. Whether it
is for that new home, auto or future, as an independent agency, we can
find the right fit for any insurance need.